Abstract
This article examines the federal regulations' interaction with Washington community property law to determine when a creditor can require the signature of a Washington applicant's spouse on either a loan instrument or security agreement in five common situations: (1) a married applicant's request for credit secured by community property, (2) a married applicant's request for credit secured by separate property, (3) a married applicant's request for general unsecured credit, (4) a married applicant's request for unsecured credit in specific reliance upon his or her income flow, and (5) a married applicant's request for unsecured credit in specific reliance upon the income flow of his or her spouse.
Recommended Citation
Todd M. Johnson, Limitations on Creditors' Rights To Require Spouses' Signatures Under the ECOA and Washington Community Property Law, 4 SEATTLE U. L. REV. 333 (1981).
Included in
Banking and Finance Law Commons, Commercial Law Commons, Family Law Commons, Secured Transactions Commons
